Did you ever heard about estate planning? Well, it is a a process involving the counsel of professional advisors who are familiar with your goals and concerns, your assets and how they are owned, and your family structure. It is essential to anyone who owns a business because typically the business is the largest asset in the owner’s estate. It can involve the services of a variety of professionals, including your lawyer, accountant, financial planner, life insurance advisor, banker and broker. And the question is, do you really need it? Yes, of course you do.